About Us

Kreditek Financial Access (“KFA”) aims to reduce the risk and costs of rural financial institutions. KFA is a joint venture between Indonesian IT provider Exlayer and the Dutch financial advisory company Financial Access.   

KFA aims to empower rural financial institutions with innovative and affordable SaaS technology to foster financial inclusion in rural Indonesia. 

KFA is backed by a strong team  with proven experience in rural finance, banking and technology.



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