PT Kreditek Financial Access is an Indonesian foreign investment company that was established with the aim of creating financial access for customers in areas that are less affordable but not closed to general customers with banks / financial institutions. One of the pillars of our strategy is to equip financial institutions with IT tools to (1) Increase efficiency, (2) increase effectiveness and reduce risk exposure, and (3) improve professional work standards and reduce Operational risk, so that we can enable them to deliver more a lot of financing for our customers.